Last night, Bart paid the credit card bill and since it was a bit higher than normal, I told him I wanted to look at it (because, as you know, the spending of money makes my blood freeze up). We pulled it up and looked over it - everything looked right.
And then, almost at the same moment, we saw a line item that nearly gave us both a heart attack:
Amazon.com Prime - $79
The study exploded in a chorus of "Oh no!"s and "Why didn't you CANCEL that?" and "EIGHTY DOLLARS!!!" and "Why didn't you remind me to cancel this?"
As you can probably guess, Bart had ordered a textbook early in the semester, had been offered a free trial of Amazon Prime which would allow him to received free shipping, and had signed up, with the good intentions of canceling it before it expired. Of course, now April 20th, the day it went from being a free trial to a one year membership at the low, low cost of $79, had come and gone. Also, needless to say, we had not ordered one additional thing from Amazon in the past three months and thus not enjoyed a dime of benefit from our free trial.
I said, "Let's try and cancel this right. now." (Please note that it was, at that moment, 11:17 p.m. and we had to get up at 6:00 a.m. Eighty dollars waits for no man, friends).
We waited breathlessly while Bart's amazon.com account loaded, then I was crying, "That button! Push that button!"
Happily, Amazon will let you get a full refund of your money if you have not actually used your Amazon Prime benefits as of yet, which we had not. Two mouse clicks, and our $79 was winging its way back to our credit card.
Bart and I often talk about how, for us, a credit card is more real to us than cash. Cash leaves no paper trail. It's there and then it's gone. A credit card statement tracks everything you spent. You think about what you spent not only in the moment you swipe your card, but again when you have to pay the full balance at the end of the month. We smile smugly to ourselves when people go on and on about how cash is the only way to be accountable and how credit card users will eventually end up paying the interest with their first born son.
Well, one point for you, cash money folks.